Tuesday, April 30, 2024

Luke 6:47 49; Matthew 7:24 27 Everyone who comes to me and hears my words and does them,

build your house on the rock

Some of you know we live at the end of a cul-de-sac off of Hwy 70 east of Morganton, and it is situated up on hill. And now these schools only have a week or two left of classes. But we don’t know when these standoffs are going to end. We don’t know if students are going to leave campus for the summer. And so when you have a question that feels as urgent as this war does for a lot of people, I think it reverberates in an incredibly intense way on those campuses.

Matthew 7:22-23

And it’s day seven of the Gaza solidarity encampment, where a hundred students were arrested last Thursday. And these encampments have now started cropping up at universities from coast-to-coast, at Harvard and Yale, but also at University of California, at the University of Texas, at smaller campuses in between. And at each of these institutions, there’s presidents and deans, just like President Shafik at Columbia, who are facing a really difficult set of choices. The University of Texas in Austin this afternoon, we saw protesters physically clashing with police. So the only way we’re going to be able to move forward is if you will respect our rules and we’ll respect your point of view.

Matthew 10:14

But be doers of the word, and not hearers only, deceiving yourselves. A Psalm of David, when he fled from Absalom his son. Many are rising against me; many are saying of my soul, “There is no salvation for him in God.” Selah But you, O Lord, are a shield about me, my glory, and the lifter of my head.

Matthew 7:24-28

Historic Hilgeman House in Phoenix dense with history, heavy rocks - The Arizona Republic

Historic Hilgeman House in Phoenix dense with history, heavy rocks.

Posted: Sat, 03 Mar 2018 08:00:00 GMT [source]

32 For John came to you nin the way of righteousness, and oyou did not believe him, but pthe tax collectors and the prostitutes believed him. And even when you saw it, you did not afterward jchange your minds and believe him. — Being a Christian did not keep me from getting sick with POTS in 2012, and then losing my job and my home. But when I got sick with POTS and lost my job and my home, I had a real peace about it — I knew God had a plan and a purpose in it — because my life had been built upon the rock. I am a mom of five, homeschooler, homesteader, and lover of all things chocolate.

build your house on the rock

To find the perfect house in Los Angeles, you are going to look at a lot of floor plans from a number of builders. It helps to know what to look for and how to assess a floor plan layout. Now that you have looked at many house plans, you have probably noticed that most modern home plans designs tend to be of an open style. The popularity of open floor plans reflect the way home shoppers want to live, however not every builder offers this type of floor plan. Click here to learn more about open floor plans.

In this brief parable, Jesus warns us of the calamity that will surely come if our lives are not built on a proper foundation. They come to us through the superintendence and inspiration of God the Holy Spirit, carrying the full weight and authority of God Himself. According to the grace of God given to me, like a skilled master builder I laid a foundation, and someone else is building upon it. Let each one take care how he builds upon it. For no one can lay a foundation other than that which is laid, which is Jesus Christ. I say this in order that no one may delude you with plausible arguments.

But if you build your house on the Word of God and Jesus Christ, the Everlasting Rock, even a tsunami cannot ruin your life. We frequently hear that Jesus is the foundation of the church. “The church’s one foundation,” we sing, “is Jesus Christ her Lord,” but that’s not exactly how Scripture describes it. Instead, we are told that no foundation can be laid except in Christ Jesus. The general image of Jesus is not that He is the foundation but that the foundation is laid in Him. The stone that the builders rejected, we are told, has become the chief cornerstone of the church.

For more tips on Manor Lords, check out our guides to farming and trade - both of which are pivotal activities to master as you slowly upgrade your settlement from a minor camp to a bustling town, full of life. Our Manor Lords beginner's guide will also serve you well during the first year of growing your settlement. You can find the Manor under the Administration tab of your construction menu.

Matthew 8:1-34

So put away all malice and all deceit and hypocrisy and envy and all slander. Like newborn infants, long for the pure spiritual milk, that by it you may grow up into salvation— if indeed you have tasted that the Lord is good. A CHURCH THAT GATHERS CROWDS OF PEOPLE WHO HEAR THE WORD BUT DON’T DO IT IS GOING TO BE LIKE A HOUSE THAT IS BUILT ON THE SAND! It will not stand the storms that come against it. — When He told Matthew to leave his tax office and follow Him, “building his life on the rock” meant getting up and leaving his office and following.

Your settlement will need to have reached the Small Village level for you to start building, and you can easly obtain this by building 5 level one Burgage Plots. (Take a look at our guide to upgrading Burgage Plots for more on expanding these vital housing units.) You'll also need 5 Timber, 20 Planks, and 15 Stone to get your Manor up and running. Nicholas Fandos, who covers New York politics and government for The Times, walks us through the intense week at the university.

In all honesty, some of these are REALLY hard to swallow! BUT if we are going to be the wise man who built his house upon the rock and endured the storm, we have some lessons to learn. Jesus didn’t way that building on the rock was going to be easy.

And there’s something like — I don’t know if it’s quite a contradiction of terms, but there’s a collision of different values at stake. So universities thrive on the ability of students to follow their minds and their voices where they go, to maybe even experiment a little bit and find those things. Are you planning on building a house in Los Angeles? The prospect can be thrilling, but you might understandably have some questions.

King David understood God as a rock, immovable, providing stability and safety.

Ready to Build Homes & Floor Plans in Los Angeles, CA

build your house on the rock

“Not everyone who says to me, ‘Lord, Lord,’ will enter the kingdom of heaven, but the one who does the will of my Father who is in heaven. For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord. He alone is my rock and my salvation, my fortress; I shall not be greatly shaken.

Matthew 7:24

And we have a good plan we’ll be sharing that gives you readings from the Old Testament, New Testament, and Psalms & Proverbs every day, so you’ll get a variety each time you read. We’ll get more information to you about that next month, but I hope you’ll be ready come January 1st to commit to reading through the Bible in 2018. Do they hold back, like at Harvard, where there were dramatic videos of students literally running into Harvard yard with tents. And so Columbia, really, I think, at the end of the day, may have kicked off some of this. But they are now in league with a whole bunch of other universities that are struggling with the same set of questions.

The Wise Man Built His House upon the Rock Lesson

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Building on the Rock

Something is not connecting with those two points of view. And as if that’s not hard enough, you then have Congress and the political system with its own agenda coming in and putting its thumb on a scale of an already very difficult situation. It basically boils down to this, she had just gone before Congress and told them, I’m going to get tough on these protests. So either she gets tough and risks inflaming tension on campus or she holds back and does nothing and her words before Congress immediately look hollow.

He wrote an essay not long after Hamas invaded Israel and killed 1,200 people, according to the Israeli government, where he described that attack with adjectives like awesome. Now, he said they’ve been misinterpreted, but a lot of people have taken offense to those comments. One case in particular really underscores this.

Matthew 10:33

It doesn’t mean what a lot of people THINK it means. Some of you remember the bad weather we had a few weeks ago, with all the high winds, and a tornado in the area, and the downpour of rain we got — several inches in very short period of time. They put out several weather advisories, including a tornado warning, and also a flood advisory. We did keep on the alert for a tornado, but one thing I did NOT worry about that day was our house flooding.

But college campuses, at least in their most idealized form, are something special. They’re a place where students get to go for four years to think in big ways about moral questions, and political questions, and ideas that help shape the world they’re going to spend the rest of their lives in. So Shafik’s dilemma here is pretty extraordinary.

Matthew 7:24-28

build your house on the rock

For example, just four days after the harrowing October 7 attack, a former Columbia undergraduate beat an Israeli student with a stick. And when this spring rolls around, the stars finally align. And the same congressional committee issues another invitation to Minouche Shafik, Columbia’s President, to come and testify. Landmark Construction & Development Group Inc offers a wide range of options that can help you with your New Home Construction and bring your dream to life. We will help you craft a design and a floor plan that fits your needs, budget, and lifestyle perfectly. Your Future PlansHow long do you plan to live in your new home?

Answer Man: Reader asks about rock house on West Plainview time seems to have forgotten - News-Leader

Answer Man: Reader asks about rock house on West Plainview time seems to have forgotten.

Posted: Fri, 01 Mar 2019 08:00:00 GMT [source]

The Wise and Foolish Builders(A)

We always work with one primary motivation in mind, and that is making your dream home a reality, all the while ensuring that we do it at the highest possible quality standards in a manner, that does not break the bank. Attention to detail and constant customer interactions are some of the hallmarks services that we provide. Build your next home with us, and see why we have garnered a reputation for being one of the most trustworthy contractors in Los Angeles. How can we dare to address Jesus as Lord if we aren’t submitting to His commands? Today, R.C. Sproul continues his expositional series in the gospel of Luke, imploring us to build our lives on obedience to the teaching of Christ. Let the words of my mouth and the meditation of my heart be acceptable in your sight, O Lord, my rock and my redeemer.

Our research, which includes feedback provided by home builders, resulted in the following home building cost in Los Angeles, CA. In him you also are being built together into a dwelling place for God by the Spirit. And there arose on that day a great persecution against the church in Jerusalem, and they were all scattered throughout the regions of Judea and Samaria, except the apostles. Devout men buried Stephen and made great lamentation over him. But Saul was ravaging the church, and entering house after house, he dragged off men and women and committed them to prison.

For though I am absent in body, yet I am with you in spirit, rejoicing to see your good order and the firmness of your faith in Christ. And could not shake it.--Better, and had no power to shake it. Somewhat stronger than the form in St. Matthew, which simply states the result, "it fell not." Here the result of the "digging deep" to the rock-foundation was that the house was not even "shaken." Are you doing something about what God shows you in His word in the morning?

Since October 7, there has certainly been constant escalation in terms of tension on campus. And that became a huge moment in what was characterized as suppression of pro-Palestinian activism on campus, effectively rendering those groups, quote, unquote, unauthorized. So these students in real-time are beginning to test some of the things that Columbia’s president has just said before Congress. From “The New York Times,” I’m Michael Barbaro.

But even to us, we had no idea where this policy was coming from. And this suspension was really the first time that it entered most students’ sphere. Building a house in Los Angeles can be one of the most exciting experiences of your life. Landmark Construction & Development Group Inc can help you every step of the way. To learn more about building your home in Los Angeles, schedule an appointment with one of our new home construction specialists.

So the House Education Committee has been watching all these protests on campus. And the Republican Chairwoman decides, I’m going to open an investigation, look at how these administrations are handling it, because it doesn’t look good from where I sit. And the House last winter invites the leaders of several of these elite schools, Harvard, Penn, MIT, and Columbia, to come and testify in Washington on Capitol Hill before Congress. In Luke’s version of the conclusion of the Sermon on the Mount, he recalls that Jesus asked the question, “But why do you call me ‘Lord, Lord,’ and not to do the things which I say?

If we are going to live as faithful Christians, we must be rooted and grounded in the Apostolic Word. To be grounded in the Word of God is to dig the foundation of your life down to the bedrock where you take that Word and embrace it. You are able to stand against anything the world, the flesh, and the devil throws at you. If you do not have a foundation in the Apostolic Word, you are building your house on sand, and when the storm comes, you will experience ruin. But we’ve got to understand just what “building your life upon the rock” IS.

Monday, April 29, 2024

Six California House races that could determine control of Congress Los Angeles Times

the house of representatives

Biden won the district by more than 10 percentage points over Trump in 2020, according to data from California Target Book. The district includes Santa Clarita, Palmdale and Lancaster, encompassing both suburbs and high desert. Democrats have a nearly 12-point registration advantage and Biden won the district by more than 12 points in 2020, according to data from California Target Book.

Information about voting

Issues regarding water — including water access for agriculture, as well as water quality and water availability in wells — will also be crucial, along with healthcare access issues, said Thomas Holyoke, a professor of political science at Fresno State University. The fact that Tran is the son of Vietnamese immigrants and has a Vietnamese surname could help him build name recognition but won’t be determinative, DeSipio said. The district includes Orange County’s Little Saigon and Vietnamese Americans account for about 17% of voters, according to Political Data, Inc. With Porter and her whiteboard out of the picture after a failed Senate bid, the former GOP Assembly leader’s competition appears less formidable this time around.

House Passes WOSB Integrity Act to Ensure Women Small Business Owners Have Fair Access to Federal Contracts

Articles with the “HISTORY.com Editors” byline have been written or edited by the HISTORY.com editors, including Amanda Onion, Missy Sullivan, Matt Mullen and Christian Zapata. Committees in both houses review bills that have been introduced by their colleagues, holding hearings in which their merits are debated. Given the shortcomings of the government created by the Articles of Confederation, the framers soon realized that a bicameral legislature at the national level would foster a more representative central government.

Personnel, mail and office expenses

On April 11th it successfully launched an attack on a thermal power station in Kyiv using a Kh-69 stealth cruise missile that eluded a Patriot interceptor. Even with enough kit, Ukraine confronts a serious manpower disadvantage compared with Russia. This month Volodymyr Zelensky, Ukraine’s president, reduced the age for conscription to the armed forces to 25 despite the considerable unpopularity of that measure.

Legislation considered under suspension of the Rules of the House of Representatives during the week of April 29, 2024

They vote on bills, speak with constituents and other groups, and review constituent mail, press clips and various reports. Work can continue into the evening with receptions or fundraising events. The chairs of House committees, particularly influential standing committees such as Appropriations, Ways and Means, and Rules, are powerful but not officially part of the House leadership hierarchy. Until the post of majority leader was created, the chair of Ways and Means was the de facto majority leader. Chuck Schumer, the Democratic Senate majority leader, expects to hold a vote on the combined package on Tuesday. Because the Senate overwhelmingly passed a very similar aid package in late February, it should do so again.

House Approves $95 Billion Aid Bill for Ukraine, Israel and Taiwan

With Michigan's House seats back on the ballot in 2024, here are the key races to watch • Michigan Advance - Michigan Advance

With Michigan's House seats back on the ballot in 2024, here are the key races to watch • Michigan Advance.

Posted: Thu, 25 Apr 2024 12:01:46 GMT [source]

The rules of the House generally address a two-party system, with a majority party in government, and a minority party in opposition. The presiding officer is the Speaker of the House, who is elected by the members thereof. Other floor leaders are chosen by the Democratic Caucus or the Republican Conference, depending on whichever party has more voting members.

the house of representatives

Library of Congress

Representatives of the House are addressed as “The Honorable,” before their names, or as congressman, congresswoman, or representative. Prior to the election, the Republican Party had the majority in the U.S. Republicans held 246 seats compared to Democrats' 186 seats, while three seats were vacant. The Republican Party's majority was slightly reduced in 2016, as Democrats picked up six seats.

This agreement was part of what is referred to as The Great Compromise. If they do, the bill does not become law unless each House, by a two-thirds vote, votes to override the veto. The approval of the Senate and the House of Representatives is required for a bill to become law. Both Houses must pass the same version of the bill; if there are differences, they may be resolved by a conference committee, which includes members of both bodies. For the stages through which bills pass in the Senate, see Act of Congress. [T]he constitutional prerogative of the House has been held to apply to all the general appropriations bills, and the Senate's right to amend these has been allowed the widest possible scope.

Legislative Activity

These petty barons, some of them not a little powerful, but none of them within the reach of the full powers of rule, may at will exercise almost despotic sway within their own shires, and may sometimes threaten to convulse even the realm itself. The largest committee of the House is the Committee of the Whole, which, as its name suggests, consists of all members of the House. The Committee meets in the House chamber; it may consider and amend bills, but may not grant them final passage.

Both chambers of Congress have extensive investigative powers, and may compel the production of evidence or testimony toward whatever end they deem necessary. Members of Congress spend much of their time holding hearings and investigations in committee. Refusal to cooperate with a congressional subpoena can result in charges of contempt of Congress, which could result in a prison term. Echoing one of the many grievances shared by hard-right Republicans who opposed all of the aid measures, Mr. Good said his support for “Israel’s right to defend itself remains unshakeable” but that he disagreed with a measure that would add to the nation’s debt. The House passed a long-stalled foreign aid package on Saturday that gives funding to Ukraine, Israel and Taiwan, with a majority of lawmakers backing money for American allies across the globe.

8038, the Chair may entertain a motion that the Committee rise only if offered by the Majority Leader or his designee and the Chair may not entertain a motion to strike out the enacting words of the bill (as described in clause 9 of rule XVIII). The new infusion of aid comes at a make-or-break moment for Ukraine, which has faced ammo shortages and insufficient air defenses. There are several correct forms of address for a member of Congress including "The Honorable" and "Representative". The House of Representatives recently passed The WOSB Integrity Act of 2024 introduced by Representatives Celeste Maloy (R-UT) and Hillary Scholten (D-MI). Democratic infighting in the 2024 primary, when Salas faced competition from fellow Democrat Melissa Hurtado, cost the party establishment millions to consolidate support behind Salas. He prevailed over Democratic challenger and former Assemblymember Rudy Salas by three percentage points in 2022, and the two will meet again this November.

However, it has only met that goal twice since it was established over 20 years ago. “This piece of legislation is not about adding red tape or about the government picking winners and losers. The WOSB Integrity Act will simply ensure that competition for government contracting opportunities includes women small business owners and is fair. These entrepreneurs drive our economy forward, and when we support them, innovation thrives and the country prospers,” said Rep. Maloy. As of late February, Democrats held a 13-percentage-point registration advantage, while no party preference voters made up more than a fifth of the electorate. Democrats have a narrow registration advantage, although no party preference registrants account for nearly a quarter of voters.

The WOSB federal contracting program has become susceptible to abuse and fraud due to a self-certification loophole. Since women- owned small businesses do not have to verify that they are both women-owned and small, large companies are able to self-certify as small businesses to take advantage of the program. Additionally, the federal government has a goal of awarding 5% of federal contracting dollars to women-owned small businesses each year.

The WOSB Integrity Act of 2024 would require the Small Business Administration (SBA) and third-party certifying entities to take reasonable action to verify that women-owned small businesses meet the SBA’s small business size standards for receiving federal contracts. This bipartisan bill is designed to ensure federal contracting dollars intended for women-owned small businesses (WOSBs) are awarded to those firms that meet the U.S. Small Business Administration’s (SBA) small business size standards.

In the 2022 elections, Republicans took back control of the House, winning a slim majority. The states of Washington and California use a similar (though not identical) system to that used by Louisiana. Most committee work is performed by twenty standing committees, each of which has jurisdiction over a specific set of issues, such as Agriculture or Foreign Affairs.

While Republicans currently have a razor-thin majority in the House, partisan makeup of next year’s Congress will almost certainly be decided this November — at least in part — by a handful of hypercompetitive California races. Over 2,000 miles west of the nation’s Capitol, the battle for control of the House of Representatives in 2025 is being waged in farmland along Highway 99, fast-growing commuter communities north and east of Los Angeles and Orange County beach towns and inland suburbs. We'll be in touch with the latest information on how President Biden and his administration are working for the American people, as well as ways you can get involved and help our country build back better. The Vice President of the United States serves as President of the Senate and may cast the decisive vote in the event of a tie in the Senate. Get HISTORY’s most fascinating stories delivered to your inbox three times a week. Constitution saw the two houses as having distinct roles, with the House designed to serve as a forum for more pressing, everyday concerns, while the Senate was intended to be a place for calmer deliberation.

Sunday, April 28, 2024

Alabama lawmakers advance bill that may lead to librarian prosecution Los Angeles Times

the house of representatives

An American three-star general has already been assigned the job of organising arms deliveries, subject to the vote. The Pentagon should be able to start getting shells to Ukraine within two weeks, reckons Michael Kofman of the Carnegie Endowment, a think-tank, and can supply enough to last for a year or so. Larger weapons systems will take much longer to ship; some still need to be ordered, let alone manufactured. The hope is that it will be enough to fend off a larger-scale Russian offensive that Kyrylo Budanov, the head of Ukraine’s military-intelligence service, has said he expects in June.

Government Accountability Office

The man needed to see the necessary national-security budget bill through, Mike Johnson, the Republican speaker of the House, seemed unfit for the task. Thrust into the role from relative obscurity six months ago after his loud, isolationist colleagues defenestrated their previous leader, Kevin McCarthy, Mr Johnson lacked leadership experience. He had only a razor-thin parliamentary majority, had voted repeatedly against Ukraine funding himself and faced the threat of regicide from his own side if he changed his mind. And yet on April 20th, under Mr Johnson’s leadership, the House of Representatives met the moment, passing the budget bill through extraordinary parliamentary manoeuvring with large, bipartisan majorities in defiance of the isolationist faction of the Republican Party. Even though a majority of his own party voted against additional aid for Ukraine, Mr Johnson secured its passage with unanimous Democratic support. The isolationists managed to delay America’s support for its allies for six months, but ultimately could not defeat it.

The Articles of Confederation

The so-called bicameral—from the Latin term for “two chambers”—legislature was created by the framers of the U.S. But it’s important to note that this was not the first format established by the framers for the federal government. The U.S. House of Representatives is the lower house of Congress and plays a vital role, along with the Senate, in the process of moving proposed legislation to law. The bicameral relationship between the two bodies is vital to the American system of checks and balances that the Founding Fathers of the United States envisioned when writing the U.S.

Voting members by state

Gray significantly outraised Duarte in the most recent filing period ending on March 31, but Duarte still has more cash on hand, with $1.8 million, to Gray’s $1.2 million reserve, according to federal filings. “Right now, the single most vulnerable Republican incumbent is John Duarte, in my view,” Wasserman said of the California races. Two years ago, this was the second-closest House race in the nation, with Duarte winning by just 564 votes.

Information about voting

the house of representatives

Its stock of air-defence interceptor missiles, fired from a mix of American, European and Soviet-era launchers, has dwindled. Russian attack jets have recently been providing close air support to troops with seemingly little risk of being shot down. America’s Patriot missile-defence systems are in high demand elsewhere, including Israel, and production is low.

Test your knowledge of the average age of members of Congress over time. Our editors will review what you’ve submitted and determine whether to revise the article. Each member of the House represents a set number of constituents.

Session Daily Home - Minnesota House of Representatives

Session Daily Home.

Posted: Fri, 26 Apr 2024 18:11:15 GMT [source]

Leadership

The Ukraine aid bill came to the floor after months of delay and despite staunch opposition from the hard right, including a threat from Rep. Marjorie Taylor Greene to call a vote to oust House Speaker Mike Johnson if he allowed such a vote. The House of Representatives on Saturday passed a more than $60 billion bill to provide military and economic aid to Ukraine. CBO estimates the effects of those bills on direct spending and revenues. After months of delay at the hands of a bloc of ultraconservative Republicans, the package drew overwhelming bipartisan support, reflecting broad consensus.

Democratic Leader

Additionally, some territories may choose to also elect shadow representatives, though these are not official members of the House and are separate individuals from their official delegates. Second, Mr Johnson seemed to realise that his turn in power was destined to be brief, regardless of his actions. The speaker could have laboured in fear of such a threat or, as he daringly did, strike a bargain with Democrats to support him in exchange for bringing up the foreign-aid bill. In the House of Representatives, the legislative schedule (which defines when bills are debated and voted upon) is set by the body’s leader, known as the Speaker of the House. The Speaker, who is chosen among the membership of the political party with the most seats in the House, establishes the legislative priorities for the body and presides over the deliberation of bills under consideration.

Finally, routine police work is handled by the United States Capitol Police, which is supervised by the Capitol Police Board, a body to which the sergeant at arms belongs, and chairs in even-numbered years. The House also has the power to formally censure or reprimand its members; censure or reprimand of a member requires only a simple majority, and does not remove that member from office. Under Article I, Section 2 of the Constitution, seats in the House of Representatives are apportioned among the states by population, as determined by the census conducted every ten years. Each state is entitled to at least one representative, however small its population.

Founded in 1921 as the General Accounting Office, its original mission was to audit the budgets and financial statements sent to Congress by the Secretary of the Treasury and the Director of the Office of Management and Budget. Today, the GAO audits and generates reports on every aspect of the government, ensuring that taxpayer dollars are spent with the effectiveness and efficiency that the American people deserve. Their goal was to design a form of government that would keep one person or group of people from having too much power, or unchecked power. As a result, the two chambers are considered equal, even though they have different structures and roles.

Saturday's vote marked the first time the House had approved billions of dollars in Ukraine aid since December 2022, when Democrats still controlled the chamber. It also contained a measure to help pave the way to selling off frozen Russian sovereign assets to help fund the Ukrainian war effort, and a new round of sanctions on Iran. The Senate is expected to pass the legislation as early as Tuesday and send it to President Biden’s desk, capping its tortured journey through Congress. Here’s how each member of the House voted on the foreign aid bills. Send comments about the Find Your Representative service to the webmaster.

The U.S. House of Representatives has chosen the winner of a presidential election on two occasions—1800 and 1824. Besides the representative from each state, there are a small number of delegates and a resident commission. There are several important leadership positions in the House of Representatives. The makeup of the Rules Committee has traditionally been weighted in favor of the majority party, and has been in its current configuration of 9 majority and 4 minority members since the late 1970s. Use the Find Your Representative box in the banner of this site to identify your representative, then use the contact form to share your thoughts. To be elected, a representative must be at least 25 years old, a United States citizen for at least seven years and an inhabitant of the state he or she represents.

Once a safely ruby-red Republican domain, California’s 22nd Congressional District is in a part of the San Joaquin Valley that has grown increasingly purple in recent years, with Democrats now holding the registration advantage. Still, culture war issues are likely to take a backseat to the bread-and-butter economic matters driving daily discourse in the bulk of the district, including inflation, the cost of housing and the extreme commutes that many bedroom community residents face. Public safety and immigration will also likely factor into the campaign. The majority of the district remains on Calvert’s home turf of the Inland Empire, but the desert additions now give it one of the largest concentrations of LGBTQ+ voters in the nation. The rematch between Republican Rep. Ken Calvert and Democrat Will Rollins is one of several 2024 California races that will help determine which party controls the House.

After being introduced, a bill is referred to the appropriate committee for review. There are 17 Senate committees, with 70 subcommittees, and 23 House committees, with 104 subcommittees. The committees are not set in stone, but change in number and form with each new Congress as required for the efficient consideration of legislation. Each committee oversees a specific policy area, and the subcommittees take on more specialized policy areas. For example, the House Committee on Ways and Means includes subcommittees on Social Security and Trade.

A party caucus or conference is the name given to a meeting of or organization of all party members in the House. The House is one of Congress’s two chambers (the other is the U.S. Senate), and part of the federal government’s legislative branch. Historically, many territories have sent non-voting delegates to the House. While their role has fluctuated over the years, today they have many of the same privileges as voting members, have a voice in committees, and can introduce bills on the floor, but cannot vote on the ultimate passage of bills. Presently, the District of Columbia and the five inhabited U.S. territories each elect a delegate. A seventh delegate, representing the Cherokee Nation, has been formally proposed but has not yet been seated.[30] An eighth delegate, representing the Choctaw Nation is guaranteed by treaty but has not yet been proposed.

Basics of In-House Financing: Types, Requirements, Example

in house financing

Borrowing money through personal loans from banks, online lenders, or credit unions offers flexibility for various purposes. In-house financing stands out as a financing method directly offered by a retailer or vendor to a customer making a purchase. The customer repays the loan over time, usually with added interest and fees. This approach eliminates the need for a third-party lender, streamlining the approval and application process for a swift and straightforward experience.

Which is better: bank or in-house financing?

For this reason, many are incorporating in-house financing programs into their daily operations to help customers complete a purchase. If you think your business might benefit from a similar financing service, you might wonder where to start. Let’s explore everything you need to know about how to offer financing to your customers. However, you can still check your credit score and reach out to traditional financial institutions that still may be willing to work with you. Going with another financing method or waiting until you can improve your credit score may lead to better interest rates if you don’t need to make a purchase right away. In-house financing is a form of financing where the business that sells a specific product or service can provide loans directly to customers who need them.

How Does In-House Car Financing Work?

in house financing

This type of customer experience allows car buyers to spend less time at the dealership while also offering a faster sales process for Ford. With the emergence of new financial technology (fintech) companies, many borrowers now have greater in-house financing options through faster and more convenient point-of-sale (POS) credit platforms. Clients seek simplicity in the purchase process, which includes transparent financing, an uncomplicated process, and exceptional customer service.

A look at what’s in the $95 billion foreign aid package passed by the House

First, you’ll likely pay a higher interest rate than you would with a traditional car loan. The loan may even be a precomputed interest loan, which can be a big financial pitfall. Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Consider a trial with CompassWay, an all-in-one lending automation platform, to experience streamlined in-house financing.

Just fill out our free and no-obligation auto loan request form, and we’ll get right to work trying to find the right dealership in your area for you. You're also typically required to make a down payment if you want to finance a vehicle through a buy here pay here lot. How much you need varies by dealer, and often depends on the cost of the car you choose. You can use cash, trade-in equity, or a combination of both to make the down payment. With dealer financing, suitable loan providers are found by dealers.

The fractional trend is tech’s immediate answer to the protracted housing crisis. High mortgage interest rates (now inching above 7 percent in the US) and a lagging supply of new, affordable homes have wreaked havoc on the market and shut out many prospective home buyers. A recent analysis from Zillow found that there are now 550 cities across the US where the typical home costs $1 million or more. The median price for an existing single-family home is nearing $400,000 and continuing to rise in most cities, according to the US National Association of Realtors. There are also companies in Europe that offer both fractional ownership and low cost fractional investing, suggesting the trend is taking hold elsewhere.

Credit Cards

However, they will still evaluate other factors like income, residency, and down payment to assess the borrower’s ability to repay the loan they are being given. In exchange for their flexibility, the seller may charge a much higher rate on the loan and require a larger down payment from the buyer. This is why in-house financing is very appealing for those who lack a credit history, have bad credit, or for other reasons, do not meet the requirements of traditional lenders.

in house financing

Who offers in-house financing?

The selective program gives interest-free loans to first-time home buyers with low to moderate incomes. Buying your first home, a second home or vacation property doesn’t have to be complicated. As an LAFCU member, you’ll find several mortgage solutions at some of the lowest home loan interest rates available in the market.

Dealer financing

You may be able to get a loan with better terms, such as a lower interest rate. Consider getting quotes from different lenders and financial institutions, but be mindful of how this could impact your credit score. For example, car dealerships are well-known for offering in-house financing. Customers may complete an in-house financing application for a new or used vehicle on-site at the dealership, and get approved the same day. Point-of-sale financing simplifies the lending process for customers by allowing them to apply for credit when they are ready to buy.

Jerome Powell testimony: More evidence needed on tamed inflation - The Associated Press

Jerome Powell testimony: More evidence needed on tamed inflation.

Posted: Wed, 06 Mar 2024 08:00:00 GMT [source]

In addition, direct financing defines a limit of a loan on the basis of customer creditworthiness and ability to repay. Acquiring customer data is becoming a vital condition for effective lending. It allows lenders to make loan decisions on the basis of various methods and data sources. Digitization of lending and customer-centricity can ideally complement each other.

This can be particularly challenging when purchasing a home or car, and time is of the essence to secure the purchase. In-house financing provides an added advantage of notably less stringent qualification requirements than banks and credit unions. As owner-financing establishments prioritize product sales over profit from loans, they are often more willing to collaborate with individuals with credit histories that are less-than-perfect. This can be an excellent alternative for individuals who have faced prior financial setbacks or are starting out with a limited credit history. With such an opportunity, one can effectively leverage the same to materialize their aspirations.

The Borrower Portal offers a personal space for customers to apply for loans, monitor their application status, and keep track of active and repaid loans. The portal is highly flexible and can be customized to fit the lender’s business model. Its purpose is to provide borrowers with detailed loan information and extensive control over loan applications, active loans, and activity history.

These are set by the dealer, so what one asks for won't be the same as another. To get an idea, though, subprime lenders generally require a minimum income of $1,500 to $2,000 a month before taxes. In spite of the simplicity of in-house financing in terms of credit scoring and the credit history of potential borrowers, there are certain requirements customers should meet. In-house financing means borrowing money directly from the seller instead of a bank.

This trial provides insights into how easy managing your financing operation can be without commitments or obligations. In-house financing usually demands a lower down payment as compared to traditional loans. This can be highly beneficial for individuals who do not have a large sum of money to pay upfront. At Financeit, we understand the challenges of laying the groundworks for in-house financing.

Saturday, April 27, 2024

What Are In-House Financing Dealerships?

in house financing

However, the potential downsides, such as higher interest rates, larger down payments, and limited purchase options, demand careful consideration. Businesses can inform their customers of in-house financing options through marketing and advertising. Your visual displays and information should include information on what loan options are available and how customers can get started. The advertisements should be visible at in-store cash out stations and online checkout portals.

Personalized service

It covers the nuances of in-house financing, discusses its pros and cons, and outlines alternative payment methods you might want to explore. Numerous businesses across various industries, from car dealerships to home builders, now offer their customers in-house financing loans. These businesses aim to help their customers overcome financial hurdles and improve their buying experience by providing in-house financing options. This approach benefits the customers, strengthens the businesses’ relationships with their customers, and boosts their sales.

Is in-house financing available for other purchases?

in house financing

You’ll likely be quoted terms that you can compare with other offers to get the best deal. The automobile sales industry is a prominent user of in-house financing since its business relies on buyers taking auto loans to close the purchase of a vehicle. Offering a car buyer in-house financing helps a firm to complete more deals by accepting more customers. While some people are able to, most don't have enough money to pay for large purchases outright in cash.

Navigating the In-House Financing Application

Just send an invitation and they can fill out the application on their own time. After the customer completes an application, they’ll find out if they’re approved. These loans come with high interest rates, sometimes at predatory levels. Also, in-house financing can increase your chances of ending up upside down on your loan — partly because the cars are older, and partly because the loans are so expensive.

After that, the dealership offers an in-house loan which the customer can negotiate. Customers who accept the offer will complete the paperwork and buy a qualifying car. Sellers offering in-house financing may advertise this option as “bad credit financing” and approve customers with subprime credit scores. In some cases, the seller may even advertise they don’t do a credit check at all.

Our end to end solution has given many of Canada’s largest businesses the competitive edge they need. By offering credit to customers, they can conveniently purchase more and afford upgrades that may otherwise be too expensive for them. Not only is this an excellent way to close a sale, you are building your brand by supporting your customers when they need it. Customer financing can be beneficial for the buyer, but there are also many benefits for the business. Bank loans tend to have competitive rates and are far superior to in-house financing. Even so, leave in-house financing as a last resort, and know what you’re getting into before signing.

Andy Barr launches bid to lead House Financial Services with a plan to bridge GOP divide - POLITICO

Andy Barr launches bid to lead House Financial Services with a plan to bridge GOP divide.

Posted: Fri, 16 Feb 2024 08:00:00 GMT [source]

Business Insurance Levantam: Secure Your Success with Tailored Protection

in house financing

As the application process generally unfolds in person directly with the seller, approval tends to be faster compared to other lenders. While an in-house financing dealership may seem like your only option to buy a car if you have no credit or iffy credit, you should definitely check other options first. Ultimately, choosing the correct method depends on your business’s size, capabilities, risk tolerance, and desire for control. When executed efficiently with a reliable lending automation platform, in-house financing can offer more control and customization in managing customer financing needs. If your business is very small, you could manually manage borrowers and credit. It’s challenging to track payments and doesn’t provide a structured financial management system.

As long as you’re a member, you might qualify for a credit union auto loan. Credit unions are nonprofit organizations, and many are dedicated to their members’ financial wellbeing. As a result, they may be willing to work with their credit-challenged members. Upside-down car loans are more likely if the car is older or not in perfect condition (because they aren’t worth as much). Plus, in-house loans have high interest, causing you to owe more than if you’d borrowed from a traditional lender. If you need to make an immediate purchase, you may opt to use in-house financing if you’re concerned about your credit score or you’ve already had other financing methods fall through.

In-house financing provides loans at the point-of-sale to assist customers with their purchase of goods and services. The loan may be provided by a third-party lender (like a bank or financial institution) or the business itself (i.e. the merchant). The idea is to convert potential customers into buyers by offering an additional payment option to suit their needs. In-house financing is when the seller takes on the full risk for a loan and makes the final decision on who gets approved and which terms to offer. This is in contrast to working with third-party financial institutions that may have specific requirements for borrowers to meet. With in-house financing, the business uses its own funds to extend loans to customers so they can purchase the specific products or services offered.

However, to in-house finance such customers, it’s necessary to check their creditworthiness more thoroughly and offer them a credit line they can repay without defaulting. The other side of this flexible borrower assessment is that a seller can charge a higher loan interest rate or define a larger down payment to make sure a customer is willing and able to repay the loan. Interest rates can vary, but in-house financing often offers competitive rates, especially for customers with good credit.

By leveraging digital software solutions, in-house financiers can assess their customers in real-time with no loss of time. Business gets the tremendous opportunity to onboard and retain loyal clients. Customers are able to purchase high-quality goods and services without the influence of their credit score on what they buy. In conclusion, the world of financing is diverse, and understanding the nuances of in-house financing is pivotal when making significant purchases.

LAFCU offers some of the lowest home mortgage refinance rates you’ll find. We can help you lower your monthly payment, potentially saving you hundreds of dollars over the life of the loan. Since in-house car finance dealerships are also the lenders, you should be aware of what your rights are with a buy here pay here dealer and what they can and can’t do.

With the technology available today, implementing an in-house financing program is effortless and a great way to gain an advantage over competitors. Therefore, now is the best time to launch an in-house financing program for your business. Partnering with a point-of-sale credit provider and integrating with their platform offers access to their funding.

People who turn to in-house financing often have bad (or no) credit. Since the dealership knows they might be the only ones willing to lend to these buyers, they charge ultra-high interest rates and fees. Some medical and dental expenses may not be covered by insurance companies because of the types of procedures involved. These are usually elective procedures, such as plastic surgery and cosmetic dentistry.

This makes it possible for some people to get an auto loan when they wouldn’t be able to otherwise. Traditional financing Traditional banks are known for their notoriously slow approval process, which can take several days or even longer. Additionally, the application process for traditional loans can be lengthy and frustrating, especially for borrowers who need financing quickly.

You can offer in-house financing at no charge, which can become a powerful marketing tool to attract more customers to your business. However, offering in-house financing comes at a cost since you must cover the expenses of maintaining a platform from your other profits. Alternatively, you can charge a flat monthly rate for issuing and servicing each loan until the point of repayment. This way, you can still use in-house financing to attract more business while ensuring that you cover your expenses. This way, you can provide your clients with quick in-house service while also making money to cover your expenses and potentially earn even more depending on the size of your operation.

Saturday, April 13, 2024

Cruise Destinations Start your next cruising adventure with P&O Cruises

the poop cruise

Carnival attorney Curtis Mase has asked Graham to reject all of the damage claims. In court papers, Mase said the passengers either haven’t proved their health issues are linked to the Triumph cruise or haven’t shown they suffer from any lingering problems at all. An expert witness for the passengers, Dr. Ernest Schiodo, testified that each person’s health problems were “caused by the exposure or aggravated by the exposure” to the Triumph’s horrific conditions, including the human waste. That prompted a pointed question from the judge. Carnival Cruise Lines also argued the notice sent to the Triumph was only for fuel lines above the engine room floor plates. The leak occurred on a fuel hose beneath the engine room floor.

Discover our Spain and Portugal cruise holidays

“We met a woman from the Apex,” one matron says, “and she says it was a small ship and there was nothing to do. Her face was as tight as a 19-year-old’s, she had so much surgery.” With those words, and beneath a cloudy sky, humidity shrouding our weathered faces and red necks, we set sail once again, hopefully in the direction of home. Finally, I visit a comedy revue in an enormous and too brightly lit version of an “intimate,” per Royal Caribbean literature, “Manhattan comedy club.” Many of the jokes are about the cruising life. “I’ve lived on ships for 20 years,” one of the middle-aged comedians says. “I can only see so many Filipino homosexuals dressed as a taco.” He pauses while the audience laughs. He segues into a Trump impression and then Biden falling asleep at the microphone, which gets the most laughs.

Next Sailing Not Yet Impacted

And yet, with the piano bar hopping and the music playing, I found myself ordering another martini at last call. Had I been paying $16 a pop for these, I would have probably stopped two drinks prior. Still, I found myself saying yes to a last-call special – simply because I could. Drink package in hand, I ordered a second pint of ThirstyFrog in the Atrium Bar while listening to the strings trio play classical hits. Seeing the bill print out with a balance of $0.00 was a bit of a rush I wasn’t expecting. I’ve been on luxury cruises where the alcohol is included, but this is Carnival!

the poop cruise

Reasons to visit Spain and Portugal on a cruise holiday

The Paradise earned a 96 in a re-inspection a few months later. According to CBS News, 4,500 passengers were trapped at sea for over 24 hours with very little food and no A/C or hot water. Usually, the rationale for refusing is that I don’t drink that much.

HBO Documentary 'The Last Cruise' Makes Poop Cruise Look Like A Dream - UPROXX

HBO Documentary 'The Last Cruise' Makes Poop Cruise Look Like A Dream.

Posted: Tue, 16 Mar 2021 07:00:00 GMT [source]

Maybe that’s why the Royal Caribbean newsletter slipped under my door tells me that “this isn’t a vacation day spent—it’s bragging rights earned.” Maybe that’s why I’m so lonely. Usually the essayist commissioned to take to the sea is in their first or second flush of youth and is ready to sharpen their wit against the hull of the offending vessel. I am 51, old and tired, having seen much of the world as a former travel journalist, and mostly what I do in both life and prose is shrug while muttering to my imaginary dachshund, “This too shall pass.” But the Icon of the Seas will not countenance a shrug. The Icon of the Seas is the Linda Loman of cruise ships, exclaiming that attention must be paid. The Carnival cruise ship whose engine burned out and was left stranded at sea—lovingly nicknamed the “poop cruise” by major media outlets because of the lack of working toilets—finally docked late Thursday night. As an immigrant, I feel duty-bound to complete the tasks I am paid for, which means reaching out and trying to understand my fellow cruisers.

Construction on Second Chinese-Built Cruise Ship Well Underway

So I put on a normal James Perse T-shirt and headed for one of the bars on the Royal Promenade—the Schooner Bar, it was called, if memory serves correctly. I believe that anyone who works for Royal Caribbean should be entitled to immediate American citizenship. They already speak English better than most of the passengers and, per the Serbian lady’s sales pitch above, better understand what America is as well.

And let's not forget about the Costa Concordia disaster in Italy last year in which the ship capsized, killing 32 passengers. Last week, Carnival's 'Triumph' ship was towed into Mobile, Alabama after almost a week stuck at sea due to an engine fire. Over its 41 years, Carnival Cruise Line has had a checkered past. In its heyday, Carnival was the cruise brand known for innovation, but more recently it has become known as the brand with PR disasters to deal with. There has never been a more stylish way to see the world!

mooring accident in Mobile, Alabama

‘Poop cruise’ witness: ‘I got mentally injured’ - CNN

‘Poop cruise’ witness: ‘I got mentally injured’.

Posted: Tue, 25 Feb 2014 08:00:00 GMT [source]

Storm Chasers consists of falling from the “mast” down a long, twisting neon tube filled with water, like being the camera inside your own colonoscopy, as you hold on to the handles of a mat, hoping not to die. The tube then flops you down headfirst into a trough of water, a Royal Caribbean baptism. Pinnacles, it is explained to me over translucent cantaloupe, have sailed with Royal Caribbean for 700 ungodly nights. Pandemic Pinnacles took advantage of the two-for-one accrual rate of Pinnacle points during the pandemic, when sailing on a cruise ship was even more ill-advised, to catapult themselves into Pinnacle status.

I am constantly told by my fellow passengers that “everybody here has a story.” Yes, I want to reply, but everybody everywhere has a story. You, the reader of this essay, have a story, and yet you’re not inclined to jump on a cruise ship and, like Duck Necklace, tell your story to others at great pitch and volume. Maybe what they’re saying is that everybody on this ship wants to have a bigger, more coherent, more interesting story than the one they’ve been given. Maybe that’s why there’s so much signage on the doors around me attesting to marriages spent on the sea.

Crew members like my Panamanian cabin attendant seem to work 24 hours a day. A waiter from New Delhi tells me that his contract is six months and three weeks long. After a cruise ends, he says, “in a few hours, we start again for the next cruise.” At the end of the half a year at sea, he is allowed a two-to-three-month stay at home with his family.

You’ll find spirits and liqueurs in bars cost from €4 to €5, while local ciders and beers will be cheaper. A basic lunch and drink in Spain would usually cost between €12 and €20, while an average dinner would usually cost around €15 to €30 depending on where you go and what you order (and how hungry you are). You can get to the heart of Portugal’s City of Light with a scenic drive – take in the monument Pombal Square, chic Liberty Avenue, majestic Black Horse Square and the buzzing Rossio. From King Edward VII Park, marvel at the spectacular views across the city and out to the River Tagus. Jump on a cruise through the river to take in must-see landmarks like the 25th April Bridge and along the bank of the historic Belém district to the Monument to the Discoveries, the unique Belém Tower and the ornate Gothic-style Jeronimos Monastery.

the poop cruise

As I slink back to the ship after my brief jailbreak, the locals stand under umbrellas to gaze at and photograph the boat that towers over their small capital city. The limousines of the prime minister and his lackeys are parked beside the gangway. St. Kitts, I’ve been told, is one of the few islands that would allow a ship of this size to dock.

The hose that leaked was less than six months old. The company gave the ship until Feb. 28 to come into compliance. Carnival issued a statement calling the lawsuit frivolous and noting that the U.S. Coast Guard inspected and cleared the ship before its departure. A former senior politics reporter for the Daily Dot, Kevin Collier focuses on privacy, cybersecurity, and issues of importance to the open internet. Since leaving the Daily Dot in March 2016, he has served as a reporter for Vocativ and a cybersecurity correspondent for BuzzFeed.

The court documents reveal Miami-based Carnival Cruise Lines knew about the risk of leaks from engine fuel hoses and recommended taking precautions on the ill-fated ship that later caught on fire at sea. "And then," The New York Times explains, "there is the matter of potential litigation by passengers, although the ability of passengers to sue cruise ship operators is sharply limited, lawyers said." Said one passenger of the $500, "We think it's hush money." This effectively made the Carnival Triumph the second Carnival vessel to fail an inspection in 2017, after the Carnival Paradise scored an 83 in July, the Miami Herald reported.

At full capacity, Silver Nova can welcome 728 guests, and her full crew complement can reach 556 team members. The Centers for Disease Control and Prevention (CDC) is monitoring a disease outbreak aboard Silversea Cruises’ Silver Nova, with a total of 29 cases reported during the current 16-night sailing. In a response filed Tuesday in Miami, Carnival said the ship's engines passed inspection before departure and its own recommendation to install spray shields on flexible fuel lines was beyond any required safety measures. After almost a week of being stranded with no running water or air conditioning, passengers who suffered aboard the 'Triumph' ship are already starting to sue Carnival over the conditions they endured. With cruise holidays starting from just two nights, British Isles cruises are an ideal way to take time out from a busy lifestyle.

Friday, April 12, 2024

Cruise Ship Photos Cruise Critic Community

cruise ship photo

The window was equipped with an electronic shade that could be opened during the day for grand views and closed when I was ready to sleep. All Royal Caribbean cabins come with this configuration, according to its website, so they may be separated for additional guests. Pam and her husband, Myron, travel almost three months of the year, enjoying all the benefits of premium cruising. She's learned a thing or two and has a checklist for nearly everything related to cruising, and enjoys sharing those tips and lists with you. One of Celebrity’s best-kept secrets is its Spa Cafe and Juice Bar. Open for breakfast and lunch, the Celebrity Spa Cafe features healthy food choices, perfect for a quick snack.

cruise ship photo

Brand-Specific Photos

To make it simpler to give you ideas, I will focus on photo-taking onboard the ship only, not excursions. Along the way, I will include a few photos from our cruises to show you what I mean. Everyone takes many of the same photos of certain things on cruise ships; it’s just what we do. When we are new to cruising, we get onboard, all excited, and pull out our phones or cameras to snap quick photos of everything in sight. Half of them end up in the virtual trashcan, but some are definitely worth keeping. As the largest cruise ship in the world, Wonder of the Seas is jaw-dropping and playful in equal measures.

A Whimsical Carousel and Buzzy Al Fresco Dining Features on Wonder of the Seas' Boardwalk

Luxury cruise ship sailing from the port at sunrise across the ocean. I booked a mid-tier room — a step above interior staterooms, which have no window. It's a category below staterooms with a balcony, and two steps below a suite. And on your next cruise, try to go further with your photography. I have been on a few cruises where I sat back and took very few photos, trying to be in the moment instead, and I have since regretted it.

Why this viral photo of the world’s largest cruise ship is polarizing opinion - CNN

Why this viral photo of the world’s largest cruise ship is polarizing opinion.

Posted: Thu, 10 Aug 2023 07:00:00 GMT [source]

Viking Cruises Ship Photos

Carefully shot scene making sure that no copyrighted ship design is depicted. The experiences and amenities that premium cruise lines offer to passengers are different as well. Share your review and photos with us to be in with a chance of being features in our members ship tour series. Cruise ship vacation travel Caribbean destination. View of island from boat balcony deck with railing and red lifebuoy.

Royal Caribbean Cruise Line Photoshoot Sparks Passenger Chaos - Forbes

Royal Caribbean Cruise Line Photoshoot Sparks Passenger Chaos.

Posted: Wed, 06 Mar 2024 08:00:00 GMT [source]

The island in the background is Union Island, another island of the archipelago. Click on a link below to go to the obstructed view page for that ship. We provide a guide to how to get started finding the perfect stateroom. Compare the daily service charges being added nightly to your stateroom bill.

In April 2022, I cruised on board Royal Caribbean's Wonder of the Seas. At the time, it was the largest cruise ship in the world, but the title has since been replaced by Royal Caribbean's Icon of the Seas. CruiseJohnny1 shares a Wonder of the Seas' Ocean View Balcony cabin, featuring a larger sitting area with extra storage and a sofa bed. These 182-square-foot cabins also feature a 50-square-foot balcony to provide passengers with their own private outside space.

cruise ship photo

You can also just click the orange ship at the top left of the screen to go to any ship. Oceanliner Pictures (by Oliver Asmussen) is the largest cruise ship photo archive for photos of cruise ships, interiors, drone photography and travel photography! With 2,867 cabins on Wonder of the Seas, there is a room category to suit every type of travelers. Measuring 179 square feet, these modern rooms feature oversized portholes and large flatscreen TVs facing the bed. There's also a sitting area with sofa bed, meaning Oceanview cabins can accommodate up to four passengers.

Cruising to the Baltics and don’t have a clue what to pack? A Baltic cruise capsule wardrobe is just the thing! Having the right clothing for the weather can make or break a trip, so be prepared.

Next to the desk, a set of drawers included a cabinet with a minifridge inside.

When it comes to restaurants on Wonder of the Seas, there is no shortage of choice. Passengers can pick from 21 options, plus in-room dining. Extra-fee options outweigh included venues, with 11 specialty restaurants onboard. Let us take you on a Wonder of the Seas tour, courtesy of Cruise Critic members. Browse more Wonder of the Seas photos with Cruise Critic.

We give you power at your finger tips to find the information you are looking for. It is all available from one page and usually just a click away. For 22 years we have been known as the best cruise tool for picking cabins on cruise ships. We keep track of over 255,819 staterooms and we have actual videos and/or pictures for 59, of them. Start by choosing one of the cruise lines in the section below to choose a cruise ship and explore deck plans and stateroom information.

We also list the handicap cabins.We show actual ship exterior pictures and also pictures of places on the decks. We list all the main features for each ship including a listing of features NOT on that ship. This helps to make researching cruise ships so easy and so fun!

Whether this is your first cruise or your tenth, you might be curious about packing light for a cruise. During our travels, we’ve found smart ways to pack lighter for even an extended cruise and want to share them with you. Wonder of the Seas' Boardwalk mimics a seaside boardwalk with a whimsical carousel, Johnny Rocket's for shakes and the scene-stealing Aquatheater. Pictured above and below, the carousel and evening view from syrecmils80's Boardwalk-facing Balcony cabin. Cruise ship moored off Mayreau Island, one of the Grenadines.

We are one of the largest cruise ship deck plans websites in the world. We have over 242 ocean cruise ships in our database. For each ship we show the current cruise ship deck plan. We also show each cabin type (category) for that ship. Within each cabin type we provide detail diagrams (stateroom floor plans), pictures, videos, features, square footage and more.

Here are some of the most common cruise photos that I see on social media, a good start to creating memories of your cruise through photographs. Wonder of the Seas' waterslides are naturally a big draw for kids (of all ages). During the evening, the space is lit in calming blue hues to create mood lighting. It does the job, too, drawing passengers looking for a quiet spot to enjoy evening drinks. Wonder of the Seas' Solarium, photographed by Khakiberrie, has fast become a favorite spot aboard for its tranquil vibe. The fact that this space is adults-only is a major sell for those traveling without kids or parents looking for some quiet time.

Portland, Oregon Cruise Port, 2024, 2025 and 2026 Cruises to Portland, Oregon

3 day cruise from portland oregon

She pitched herself as an experienced and bipartisan lawmaker who has worked to pass bills to spur housing development and solidify abortion rights. Rep. Earl Blumenauer in the 3rd Congressional District weighed in on national and international issues from the war in Gaza to the future of American democracy in a debate hosted by the Portland Metro Chamber of Commerce on Thursday. Timberline was able to offer breakfast Sunday morning, and staff was dispatched to help guests get around the repairs and the water remediation. PORTLAND, Ore. (KOIN) — Timberline Lodge, the historic Oregon hotel featured in Stanley Kubrick’s “The Shining” reopened to guests on Sunday, just days after a fire erupted and forced an evacuation. Find cruises from Portland, Oregon and get the amazing cruise trips to plan your holidays to beautiful destinations with family or friends.

THE 20 BEST 3 Day Cruises to Alaska (Prices & Itineraries) on Cruise Critic - Cruise Critic

THE 20 BEST 3 Day Cruises to Alaska (Prices & Itineraries) on Cruise Critic.

Posted: Thu, 18 Apr 2024 20:08:52 GMT [source]

Cruises from/to Portland, Oregon

From finding the right destination to choosing the best departure date, we're here to help. Plus, our experienced travel consultants have access to exclusive vacation deals to make sure you get the best value for your time and money. On board, be treated to exceptional service from our attentive crew and travel in comfort aboard the newest fleet of small ships. This riverboat cruise, round-trip from Portland, OR, encapsulates everything wonderful about the legendary Columbia River. From beautiful changing landscapes and fantastic wildlife to the rich history along its shores, you will experience the very best the region offers, led by our knowledgeable guides.

3 day cruise from portland oregon

Silver Falls State ParkArrow

We understand that time is the greatest luxury, which is why Condé Nast Traveler mines its network of experts and influencers so that you never waste a meal, a drink, or a hotel stay wherever you are in the world. Discover dining and expedition cruises with breathtaking views along the Columbia River. Follow our social media and blog for the latest cruise and travel news, including our best vacation deals. Columbia River Maritime Museum is dedicated to sharing the significance and the history of the Columbia River, the Coast Guard and all those who work on the water.

Weekend Break: Oak Park-River Forest Chamber of Commerce …

Discover the village of Stevenson, easily accessible from our dock, offering small town charm and a unique Northwest flair. Or simply, sit on deck with a beverage and admire the grandeur of nature. Spend the day cruising the legendary Snake River in the company of fellow guests and crew. Watch the remote wilderness and canyon hillsides glide by in ever-changing scenic panoramas. Admire the steep hillsides, dotted with white pelicans, osprey, bald eagles, cormorants, blue herons, and more. Nestled in a handsome valley surrounded by steep hillsides, Clarkston embellishes the shoreline along the Snake River at the river’s confluence with the Clearwater River.

Soak in Some History

Itineraries are guidelines; variations in itinerary and the order of days may occur to maximize your experience. Historically, tickets have been released approximately 1-2 weeks prior to each cruise. If you would like to be added to the waiting list to get tickets as they are released, please request here.

The Astoria Column is the highest point in the city, offering panoramic views of the area from its viewing platform at the top. The exterior of the tower is decorated with pictures that tell the history of Astoria, from its founding in 1811 to the arrival of the railroad. Please share your name and email address with us to receive news of special offers and events. Hike dramatic landscapes, kayak through canyons, sample local wines, and raft the rapids on this adventurous Snake River and Columbia River cruise. As we transport you to the airport to begin your journey home, reflect upon your amazing adventure and the memories and friendships made along the way.

You’ll be treated to freshly prepared Northwest Cuisine and live narration by the acclaimed Dr. Stephen Dow Beckham along the way. Dillon Brooks’ 3-pointer gave the Rockets a lead in the third quarter. Green got tangled up with Moses Brown, who appeared to inadvertently step on his foot late in the quarter. Cam Whitmore’s 3-pointer early in the fourth quarter extended Houston’s lead to double digits again and the Rockets cruised the rest of the way. He called for an agreement to return aid, food, electricity and water to Gaza and the return of Israeli hostages. Rep. Maxine Dexter is a medical doctor who represents Portland’s west side in the Oregon Legislature.

Jalen Green has 26 points and Houston cruises to 116-107 win over Portland

Every June brings about the annual Rose Festival which features parades, car races and tours of old naval vessels. Portland’s world-famous Chinatown has an entrance gate with five roofs, sixty-four dragons and two lions to welcome visitors. The Astoria Trolley, known as Old 300, runs a three-mile route along the Columbia River and Astoria's historic downtown. Ride the full one-hour tour for $1, or get the $2 day pass that lets you hop on and off at restaurants, museums and other points of interest along the route. Board the ship and enjoy a day with Mount Hood and Mount St. Helens as your backdrop as we cruise to the mouth of the West’s most famous river. Dine with us and enjoy the Northwest culinary creations of our executive chef made to order during your cruise.

Historic Oregon hotel from ‘The Shining’ reopens after fire

Our dining cruises feature fresh local Northwest ingredients and a full service bar. The Dalles, the last stop on the historic Oregon Trail, nestles along the Columbia River with a beautiful view of both Mount Hood and Mount Adams, each towering more than 11,000 feet above your cruise ship. To the pioneers of the 1800s, this rugged terrain was treacherous, but to today's visitors, it is fascinating. Morales said he has worked across the U.S. to engage voters and expand voting rights, including in Georgia, an electoral battleground where Democrats have pushed intense voting drives. He said Congress should shore up voting rights by expanding and protecting laws that prevent discrimination. With an overwhelming world of choices, we understand you may need some personal assistance to plan your perfect vacation.

Cruise to Astoria and stop by a chef-led restaurant for modernist plates that highlight local ingredients in dishes like Oregon albacore with preserved garlic or duck breast from a nearby farm served with roasted beets and turnips. And stop by one of the creative craft breweries that line the pier for a pint overlooking the Columbia River. Popular visits include Multnomah Falls, the 2nd tallest waterfall, Mount St. Helens and the Johnston Ride Observatory, and Cape Disappointment State Park, where the Columbia River meets the Pacific Ocean.

Enjoy breakfast on board and treat yourself to a narrated ariel adventure over Hells Canyon. Henderson’s bank shot gave the Blazers a 16-9 lead in the first quarter but the Rockets closed the gap to to start the second. “I was happy to see him come in and really dominate the game today and take care of the ball.

Begin planning your U.S. cruise adventure with American Cruise Lines today. From the coast of Maine, to the mighty Mississippi and Pacific Northwest, our Free Cruise Guide provides detailed information about all of our more than 50 U.S. itinerary options. A full-day excursion also visits Pendleton, Oregon to enjoy western heritage, Native American history and the network of underground tunnels created a century ago for both legal and illicit activities. Gresham City Councilor Eddy Morales was the treasurer of the state Democratic Party and a former voting rights organizer who spent more than a decade working for political organizations in Washington D.C. As the most discerning, up-to-the-minute voice in all things travel, Condé Nast Traveler is the global citizen’s bible and muse, offering both inspiration and vital intel.

From the lush forest mountains to magnificent waterfalls and even desert canyons, the evolving terrain is unlike anywhere else in America. Travel to scenic vineyards, where you can savor the area’s finest varietals. On board, delight in the ship’s delicious cuisine, socialize at the daily cocktail hour, and enjoy onboard guest speaker presentations, featuring fascinating stories and insights about the region’s history, environment, and culture. Unwind each evening with a diverse array of talented regional performers in the intimate performance lounge. Our ship docks just steps away from scenic waterfront walking trials, unique shops, and local wineries.

The Lightship Columbia, a former floating lighthouse, is on display illuminating the challenges sailors had to overcome to pilot a boat from the Pacific into the Columbia River. Our boats provide a fusion of breathtaking scenery, Northwest cuisine and exceptional service to create an unforgettable experience. Choose from a brunch, lunch, dinner or sightseeing cruise and receive a discount for 10 or more people and much more. This package features a 1-night hotel stay, breakfast, as well as a full day in Hells Canyon, exploring the deepest canyon in North America on jet boating adventure.

Thursday, April 11, 2024

Best Family Cruises for 2023 NCL Travel Blog

family cruise packages 2023

Don’t miss out on this opportunity to explore new destinations and create lasting memories with your family. Princess welcomes babies, toddlers and preschoolers to the world of cruising with services and amenities that make life easier for their families as well. These young guests are welcome in Camp Discovery when accompanied by a parent. Mini-Suites and Full Suites offer full-sized bath tubs, and wash bins for showers are available. And fresh, pureed foods (fruits, veggies and rice) are available in the main dining room, specialty restaurants, and Horizon Court or World Fresh Marketplace.

When is the best time to cruise the Caribbean?

Interactive games and the fast, reliable MedallionNet® Wi-Fi keep the gang entertained. And you’ll always be able to find the kids (or the adults!) anywhere on board. Connect with what matters most – each other – on your Princess MedallionClass cruise.

Family Cruises to the World’s Most Exciting Destinations

‭In addition to comfortable Mini-Suites and spacious Suites, ‭larger groups can ‭opt for a Family ‭Suite which includes ‭two interconnecting ‭staterooms and ‭sleeps up to eight on select ships. Go ahead and put your feet up — this is a teens-only space where you can hang out and just chill, play games and video games, and even compete in tournaments. On Grand-class ships (Ruby Princess, Crown Princess and Emerald Princess), there are two large pools that are suitable for families (Calypso Reef and Pool, and Neptune Reef and Pool), plus a splash pool.

Disney Cruise Line programs

An avid cruiser since 1991, Ming has sailed on over 70 cruises and has experienced over 25 ocean, river, and expedition cruise lines combined. One of the line's smaller ships carrying 2,100 passengers, the Serenade of the Seas Canada cruise departs from Boston, Massachusetts, and heads to Canada and Maine at the height of fall foliage. With lots of glass exteriors, the ship allows for views from many vantage points. A pool with a retractable glass roof enables guests to swim even if the weather isn't perfect.

best cruise ships for families this year

The Royal Tots and Royal Babies programs provide interactive classes and activities (when children are accompanied by a parent) for children from 6 months to 36 months old. Drop-off babysitting services and toddler-friendly play spaces are also available. Anthem of the Seas has a more sophisticated vibe, but many of its attractions are great for families. Finding your crew’s just-right stay-place is easy, with spacious rooms designed with families in mind.

The size of Disney's ships varies, but each vessel promises to have approximately one crew member for every three passengers, according to the report. Beach time, boat rides, water sports, luaus and volcano tours combine for an epic family trip, with the ship taking the stress out of meals and transportation. Norwegian Cruise Line is all about giving cruisers options to create different versions of the perfect cruise vacation, all within the same ship.

Best family-friendly cruises - The Times

Best family-friendly cruises.

Posted: Wed, 24 May 2023 07:00:00 GMT [source]

Combine onboard packages and specialty options to create a uniquely luxurious experience. Princess Cruises also has separate programming for teens and tweens, as well as fishing excursions for families to enjoy. And with their Best Sale Ever promotion for Wave Season, families can save up to 35% off cruise fares and receive more value-adds. This bright, whimsical, forest-themed center for children features hands-on activities and programs surrounded by captivating creatures.

family cruise packages 2023

Benefits of Cruising

For quality family time, play pool games, see an immersive show at The Theatre, or book an unforgettable excursion in port. Whether you’re looking to book a short getaway or a longer adventure to far-flung destinations, Royal Caribbean makes it easy to save big on everything from your cruise fare to special experiences onboard and onshore. The first step to making sure you get the best deals is to join the cruise line’s email list. Once you’ve signed up, you’ll receive regular updates on all the latest offers, like deals by destination, kids sail free promotions and flash sales. Once you’ve made a reservation, you’ll also receive notifications about special offers for onboard experiences — like discounts on beverage and specialty dining packages, shore excursions, spa services, and more via My Royal Cruise. If you can be flexible when it comes to your travel dates, you’ll have your pick of unbeatable savings.

Many cruise lines offer special deals during this time, with savings opportunities ranging from cabin upgrades to complimentary drinks packages and Wi-Fi. It’s the perfect time to book that dream family vacation and save some money in the process. Please note that amenities and activities can vary from ship to ship, so it’s a good idea to check the specific offerings for your chosen cruise itinerary and vessel. Additionally, the availability of certain amenities and programs may be subject to change, so it’s advisable to verify the latest information with MSC Cruises before booking your cruise.

There is also a nursery (which costs extra) available to care for the youngest cruisers, ages 6 months to 3 years. Providing fun for all family members, young and old, Carnival Cruises’ Mardi Gras ship offers “Zones” – six areas of this ship, each with a different theme for eating, drinking and just having fun. Parents can enjoy a break from the kids at the Serenity Adult-Only Retreat, where they’ll find peaceful sea breezes, comfortable lounging and a nearby bar. On the Disney Fantasy, children's programs are Disney-crafted and predictably high-quality, with something for every age group. The older set loves bulleting down 4-deck-drop AquaDuck water coaster, and Bibbidi Bobbidi Boutique delights kids with princess or pirate makeovers.

Everything about a vacation should be easy, especially the planning stage. From hands-on cooking classes with world-renowned chefs to wildlife excursions with expert guides, families can look forward to a variety of family-friendly excursions that cater to their interests and preferences. In partnership with Discovery™, Princess has developed engaging new youth programming and wonder-filled centers designed for our youngest guests. Uniquely themed centers host engaging activities specially designed to help them play, huddle, create and discover.

You'll also find a superb selection of cultural and historical activities, such as salmon bakes, lumberjack shows, totem carving demonstrations, and tribal dance shows. Sailing out of San Diego, California, the Disney Wonder isn’t just for those who love Mickey Mouse. While there are plenty of character interactions on board, there is also a Dixieland restaurant, an onboard spa, and adult-only areas to enjoy. And cross once-in-a-lifetime experiences off your list together — on one unforgettable journey. Kick family bonding up a notch at Perfect Day at CocoCay in The Bahamas — voted Best Private Island Experience by Travel Weekly readers.

Character greetings and Broadway-style productions (with a Disney twist) make this 4,000-passenger vessel a hit with the young and the young at heart. Carnival Panorama sails from Long Beach, California with tons of things to do for every member of the family. The first-ever Sky Zone at sea comprises an indoor trampoline park for all ages, while the water park features two huge waterslides. Every night is an opportunity for the whole family to enjoy some of the best entertainment at sea. Sailing out of Portofino and arriving in Rome, this summer cruise gives families a relaxing way to explore Italy along with Marseille, France.

Royal Caribbean International also offers The Ultimate World Cruise, which lasts 274 nights and goes to over 60 countries. The second best family-friendly cruise line is Royal Caribbean International with a rating of 4.17. For a cruise line to qualify for this ranking, at least 20% of its total traveler reviews had to come from families. The underdog on our list, MSC Cruises might not be a household name yet, but any cruise line that has a partnership with Lego should be on every family's radar. With Flights by Celebrity, we’ll get you from the tarmac to the top deck. Our dedicated Flights by Celebrity specialists find the best available rates for flights to your departure port and back, and are available 24/7 to assist you with any help you may need along the way.

Parents can sneak off to the adults-only solarium or thermal suite while the kids live it up at cruise camp. Disney Wish and soon-to-debut Disney Treasure feature sports areas for free play and competitions attractive to this age group. Disney thinks of all the little things that can help parents have a stress-free trip with kids in tow. From split bathrooms (allowing one family member to take a bath while another uses the toilet) to waiters who will cut up your child's food, Disney Cruise Line takes the pressure off parents.

Disney's ships also hold a cool "Pirates of the Caribbean" deck party, complete with fireworks and Jack Sparrow rappelling off the ship's funnel. Other themed events on select sailings include Star Wars Day at Sea, Marvel Day at Sea and special Halloween and Christmas events throughout the fall. Onboard the ships, plenty of family cabins and loft suites mean room for the family to spread out. There's even a Royal Family cabin that sleeps eight, and Symphony of the Seas, Spectrum of the Seas and Wonder of the Seas’ Ultimate Family Suite with a two-deck slide, LEGO wall and games aplenty.

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